The simplest way to get a quote is to call, fax or email us your current insurance documents. If it’s not available, provide us with the following information (PDF File).
1. Your name
2. Address where the vehicle is parked when not in use (usually your home address)
3. Vehicle Use
Pleasure Use Only (can be driven to work or school 6 days/month or less)
To & From Work or School (WITHIN 15km from home)
To & From Work or School (MORE THAN 15km from home)
BUSINESS & Pleasure Use
Other Use (describe in detail)
4. Have all drivers of this vehicle in your household had a drivers licence for ten years or more? (If so, you qualify for a discount)
5. Drivers Licence number of the main driver
6. Year, Make and Model of Vehicle (be specific)
7. Coverages (most common are in bold)
Basic $200,000 Third-Party Liability & Accident Benefits (mandatory)
Excess Third Party Legal Liability
$1,000,000 | $2,000,000 | $3,000,000 | $5,000,000.
Collision
$300 deductible | $500 deductible | $1,000 deductible
Comprehensive
$300 deductible | $500 deductible | $1,000 deductible
Loss of Use (to rent a car if your car has a claim and is undrivable)
$30/day | $50/day | $80/day | $100/day
Roadstar Package (includes Loss of Use of $500 plus other benefits)
RoadsidePlus package (same as Roadstar plus Roadside Assistance Reimbursement, Loss of Use of $750, Theft Deductible Waiver, and other benefits)
Replacement Cost/Limited Depreciation
Excess UnderInsured Motorist Protection ($25)
8. Payment Method
Cash/Cheque | Visa/MC/AMEX | Monthly Payment Plan | Quarterly Pay
Other optional information that will assist us:
9. Approximate net weight of vehicle (If you’re not sure, we will determine)
10. Any non-factory modifications to the vehicle such as wheels, stereo, paint? If so, provide description and current dollar value.
11. the “DCID” number from your current insurance document. This is usually located on the top right-hand corner of the insurance papers.
12. Other Fees: depending on your situation, you may have to pay these additional fees:
Licence Plate ($18) – if new insurance
Registration ($18) – if new registration
Transfer of Ownership ($28) – if purchasing a vehicle
7% Provincial Sales Tax based on purchase price of car if a private sale
Let us know your situation and we’ll advise you if these fees are applied.
AUTOMOBILE STORAGE INSURANCE
Minimum premium is $30. and for Comprehensive coverage (Fire, Theft, Vandalism & Glass), the cost is approx 35% of the Comprehensive rates.
ICBC TEMPORARY OPERATING PERMIT
|
Length of Period
|
$1 million Liability
|
$5 million Liability
|
Collision & Comprehensive
|
|
one day
|
$27
|
$31
|
$38
(most common permit) |
|
2 days
|
$40
|
$46
|
$61
|
|
3 days
|
$53
|
$59
|
$80
|
|
one week
|
$114
|
$123
|
$162
|
|
15 days
|
$199
|
$212
|
$268
|
