MAP *Parking in rear

MAP    *Parking in rear

#200-678 West Broadway
Vancouver, British Columbia
Canada V5Z 1G1


Phone: 604.876.7999
Fax: 604.876.7909


Monday to Friday: 8:30AM - 5:00PM
Saturdays: 9AM - Noon, (BY APPOINTMENT ONLY - please phone)


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Travel Insurance & Claims

DO I NEED INSURANCE IF I’M JUST GOING SHOPPING OVER THE BORDER FOR THE DAY?

Definitely!

An injury or illness occurring “just over the line” will still be a huge expense. Simply call our office and we can issue a Travel/Medical plan for you in minutes. The Minimum premium is $20.

If you frequently take short trips (4 days or less) outside of BC, buy the Annual plan for $30/year and take as many trips as you’d like without having to arrange the insurance each time.


WHAT EXCLUSIONS ON MY TRAVEL INSURANCE POLICY SHOULD I BE AWARE OF?

There are 32 exclusions on Allianz Global’s Excess Medical travel insurance plan and ideally, you should be aware of all of them. But here are the ones we feel are the most important:

1. “Pre-existing Illness exclusion”: Any illness or injury which you have been treated for in the past may not be covered if it reoccurs during your trip. This exclusion depends on the traveller’s age, length of trip and other factors so please read the policy for the details.

2. Loss, death or injury if contributed by the abuse of alcohol, prohibited drugs or other intoxicants.

3. Travelling against the advice of a physician.

4. Dental or cosmetic surgery unless such emergency surgery is a result of a covered injury.

5. certain coverages while travelling in a country where the Dept of Foreign Affairs has advised not to travel.

These are just samples of the 32 exclusions. For a detailed explanation, please refer to the policy wordings on the TIC website or call our office.

I TRAVEL OUTSIDE B.C. FREQUENTLY. WHAT’S THE BEST WAY TO COVER ME?

We recommend an Annual Travel Medical plan which can cover you for unlimited number of trips during the year. So you won’t have to arrange the insurance each time you go away. We have plans for trips 4 days or less, 8 days, 15 days, 35 days, 60 days, or up to 105 days. The cost starts at $30/year.

WILL THE INSURANCE COVER MY TRIP TO THAILAND/PHILLIPINES/INDIA/MEXICO ?

The Canadian Dept. of Foreign Affairs has placed a “Travel Warning” to avoid non-essential travel to these and other high-risk countries. Claims made in these countries may not be covered under your travel insurance policy.  Please contact us for more information or visit the Foreign Affairs website : http://www.voyage.gc.ca/countries_pays/menu-eng.asp

 

WILL I NEED TO COMPLETE A MEDICAL QUESTIONNAIRE?

No. If you are under 60 years of age and in good health, there’s no medical questionnaire to complete. If you are age 60-74 and travelling 15 days or less, there’s still no medical questionnaire. Only if you’re travelling over 15 days or if you are Age 75 or older, you will need to answer some medical questions.